USDC Yield Comparison

Compare the best USDC interest rates across DeFi and CeFi. All figures updated in real time from DefiLlama.

Best APY

15.00%

Avg APY

12.29%

Platforms

19

#	Platform	Type	APY	Risk	Lockup	TVL
1	CR creditBest World Chain	Savings	15.00% 30d: 34.41%	High	Flexible	$888K	Go
2	CS csigma-finance Ethereum	Savings	15.00% 30d: 15.83%	High	Flexible	$416K	Go
3	UN uniswap-v3 Polygon	Liquidity	15.00% 30d: 9.69%	High	Flexible	$414K	Go
4	EU euler-v2 Avalanche	Lending	15.00% 30d: 10.35%	High	Flexible	$399K	Go
5	AB abyss Sui	Savings	15.00% 30d: 7.96%	High	Flexible	$338K	Go
6	PE permapod ZIGChain	Savings	15.00% 30d: 14.04%	High	Flexible	$333K	Go
7	FU fusion-by-ipor Ethereum	Savings	15.00% 30d: 18.03%	High	Flexible	$322K	Go
8	EN ensuro Ethereum	Savings	15.00% 30d: 22.05%	High	Flexible	$277K	Go
9	FU fusion-by-ipor Ethereum	Savings	15.00% 30d: 11.41%	High	Flexible	$147K	Go
10	AC accountable Monad	Savings	14.46% 30d: 11.79%	Medium	Flexible	$9.4M	Go
11	AC accountable Ethereum	Savings	14.25% 30d: 14.25%	Medium	Flexible	$1.0M	Go
12	SY symbiosis Ethereum	Savings	14.12% 30d: 8.34%	Medium	Flexible	$1.2M	Go
13	EM ember-protocol Sui	Savings	13.82% 30d: 8.71%	Medium	Flexible	$1.1M	Go
14	CA canto-lending Canto	Savings	13.61% 30d: 13.36%	Medium	Flexible	$1.3M	Go
15	PE peapods-finance Ethereum	Savings	13.12% 30d: 12.30%	Medium	Flexible	$325K	Go
16	BI Binance CeFi Exchange	Savings	4.20% 30d: 4.20%	Low	Flexible	CeFi	Go
17	NE Nexo CeFi Exchange	Savings	4.00% 30d: 4.00%	Medium	Flexible	CeFi	Go
18	CR Crypto.com CeFi Exchange	Savings	3.60% 30d: 3.60%	Medium	Flexible	CeFi	Go
19	KR Kraken CeFi Exchange	Staking	3.35% 30d: 3.35%	Low	Flexible	CeFi	Go

DeFi rates live from DefiLlamaCeFi rates updated weekly

About USDC Yield

USDC yield comes from lending your stablecoins to borrowers through DeFi protocols like Aave, Morpho, and Compound, or through CeFi platforms like Binance. Because USDC maintains a $1 value, you earn yield without price volatility risk — making it the most popular yield strategy for risk-conscious investors.

Current best rates range from 4-6% APY depending on platform and market conditions. DeFi protocols typically offer slightly higher rates than CeFi because there is no company taking a margin.

Deep dive: USDC Yield →All stablecoin yields →Calculate your returns →Best stablecoin yield guide →