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USDT

Tether

USDT
$0.9998 0.01%MCap: $183.5B
Best APY
15.00%
travessia-credit
Avg APY
9.91%
15 platforms
BEST TODAYtravessia-creditHigh
APY
15.00%
TVL
$182K
Go to travessia-credit
APY History — travessia-credit (30 days)
Historical yield rate for the top USDT pool

Best Ways to Earn USDT

15 platforms · DeFi live · CeFi updated weekly

#PlatformTypeAPYRiskLockupTVL
1
TR
travessia-creditBest
Ethereum
Savings
15.00%
30d: 17.10%
HighFlexible$182KGo
2
HY
hyperion
Aptos
Savings
14.81%
30d: 15.13%
HighFlexible$6.3MGo
3
KI
kiloex
BSC
Savings
13.93%
30d: 7.95%
MediumFlexible$150KGo
4
LI
lista-lending
BSC
Savings
10.22%
30d: 7.00%
MediumFlexible$2.4MGo
5
SY
symbiosis
Tron
Savings
10.22%
30d: 7.46%
MediumFlexible$980KGo
6
SC
scrubvault
Kava
Savings
10.00%
30d: 13.14%
MediumFlexible$104KGo
7
ZE
zerobase-cedefi
Ethereum
Savings
9.00%
30d: 9.00%
MediumFlexible$14.1MGo
8
ZE
zerobase-cedefi
Arbitrum
Savings
9.00%
30d: 9.00%
MediumFlexible$7.6MGo
9
ZE
zerobase-cedefi
Polygon
Savings
9.00%
30d: 9.00%
MediumFlexible$253KGo
10
ZE
zerobase-cedefi
BSC
Savings
8.76%
30d: 8.76%
MediumFlexible$18.5MGo
11
CH
chainflip-lending
Ethereum
Savings
8.72%
30d: 9.08%
MediumFlexible$116KGo
12
BI
bitway-earn
BSC
Savings
8.00%
30d: 8.00%
MediumFlexible$25.3MGo
13
BI
bitway-earn
BSC
Savings
7.50%
30d: 7.14%
MediumFlexible$6.7MGo
14
LI
lista-lending
BSC
Savings
7.32%
30d: 1.66%
MediumFlexible$2.1MGo
15
CU
current
Sui
Savings
7.20%
30d: 8.71%
MediumFlexible$516KGo
DeFi rates live from DefiLlamaCeFi rates updated weekly

About Earning USDT

USDT is the world's largest stablecoin by market cap. Earn interest on your Tether holdings. Yields vary based on market conditions, platform risk, and lock-up terms.

Flexible or fixed terms available
Risk levels from Low to High
Minimum amounts vary by platform
DeFi rates update live · CeFi updated weekly

How to choose

1
Compare APYs
Higher APY isn't always better — weigh it against risk.
2
Check risk level
Low risk = established, audited protocols with high TVL.
3
Review lockup terms
Flexible options let you withdraw anytime.
4
Check TVL
Above $500M is generally considered more established.

Frequently Asked Questions

Is it safe to earn yield on USDT?+

Earning yield on USDT carries varying levels of risk. DeFi protocols like Aave use audited smart contracts but still carry smart contract risk. CeFi platforms are custodial. Always use established, audited protocols with high TVL and never invest more than you can afford to lose.

What is the best platform to earn USDT yield right now?+

Based on current live data, travessia-credit offers the highest USDT APY at 15.00% with High risk. Rates change constantly — always check current figures above.

What is the difference between CeFi and DeFi USDT yield?+

CeFi platforms (Binance, Nexo, Kraken) hold your crypto and pay interest — simpler but custodial. DeFi protocols (Aave, Morpho) use smart contracts where you always control your funds. DeFi generally offers higher rates but requires a Web3 wallet.

How is USDT APY calculated?+

APY accounts for compound interest — earning interest on your interest. It reflects your actual return over a full year. Most DeFi protocols compound continuously. APY is always slightly higher than APR for the same underlying rate.

What is the minimum amount to earn USDT yield?+

Minimums vary by platform. On DeFi protocols like Aave, you can start with any amount (Ethereum gas fees make small amounts uneconomical). On CeFi platforms, minimums are typically 1 USDC or 0.001 BTC. For small amounts, use Polygon or Arbitrum to avoid high gas fees.

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