Bitcoin

BTC

$77,301▼ 0.10%MCap: $1.55T

Best APY

14.44%

boar-finance

Avg APY

4.09%

18 platforms

BEST TODAYboar-financeMedium

APY

14.44%

TVL

$169K

Go to boar-finance

APY History — boar-finance (30 days)

Historical yield rate for the top BTC pool

Best Ways to Earn BTC

18 platforms · DeFi live · CeFi updated weekly

#	Platform	Type	APY	Risk	Lockup	TVL
1	BO boar-financeBest Mezo	Savings	14.44% 30d: 19.98%	Medium	Flexible	$169K	Go
2	DE deltaprime Arbitrum	Savings	7.98% 30d: 5.82%	Medium	Flexible	$307K	Go
3	AC accountable Monad	Savings	7.01% 30d: 7.16%	Medium	Flexible	$33.3M	Go
4	BE beefy Ethereum	Savings	4.53% 30d: 5.44%	Medium	Flexible	$134K	Go
5	FU fusion-by-ipor Ethereum	Savings	4.15% 30d: 3.02%	Medium	Flexible	$425K	Go
6	EM ember-protocol Sui	Savings	3.21% 30d: 3.21%	Medium	Flexible	$176K	Go
7	VE vesu Starknet	Savings	3.12% 30d: 3.30%	Medium	Flexible	$126K	Go
8	FU fusion-by-ipor Ethereum	Savings	3.09% 30d: 2.74%	Medium	Flexible	$388K	Go
9	NE Nexo CeFi Exchange	Savings	3.00% 30d: 3.00%	Medium	Flexible	CeFi	Go
10	MO moonwell-lending Base	Savings	2.94% 30d: 7.84%	Medium	Flexible	$1.8M	Go
11	NA native-credit-pool Ethereum	Savings	2.91% 30d: 2.79%	Medium	Flexible	$4.3M	Go
12	BI Binance CeFi Exchange	Savings	2.80% 30d: 2.80%	Medium	Flexible	CeFi	Go
13	KR Kraken CeFi Exchange	Staking	2.60% 30d: 2.60%	Medium	Flexible	CeFi	Go
14	EC echelon-market Aptos	Savings	2.49% 30d: 2.36%	Medium	Flexible	$153K	Go
15	BE beefy Monad	Savings	2.38% 30d: 1.50%	Medium	Flexible	$132K	Go
16	DO dolomite Arbitrum	Savings	2.38% 30d: 2.22%	Medium	Flexible	$1.2M	Go
17	CH chainflip-amm Bitcoin	Savings	2.37% 30d: 5.11%	Medium	Flexible	$5.4M	Go
18	EN endur Starknet	Savings	2.13% 30d: 1.95%	Medium	Flexible	$2.0M	Go

DeFi rates live from DefiLlamaCeFi rates updated weekly

About Earning BTC

Earn interest on your Bitcoin without selling. Compare BTC yield options across trusted platforms. Yields vary based on market conditions, platform risk, and lock-up terms.

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Flexible or fixed terms available

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Risk levels from Low to High

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Minimum amounts vary by platform

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DeFi rates update live · CeFi updated weekly

How to choose

Compare APYs

Higher APY isn't always better — weigh it against risk.

Check risk level

Low risk = established, audited protocols with high TVL.

Review lockup terms

Flexible options let you withdraw anytime.

Check TVL

Above $500M is generally considered more established.

Frequently Asked Questions

Is it safe to earn yield on BTC?+

Earning yield on BTC carries varying levels of risk. DeFi protocols like Aave use audited smart contracts but still carry smart contract risk. CeFi platforms are custodial. Always use established, audited protocols with high TVL and never invest more than you can afford to lose.

What is the best platform to earn BTC yield right now?+

Based on current live data, boar-finance offers the highest BTC APY at 14.44% with Medium risk. Rates change constantly — always check current figures above.

What is the difference between CeFi and DeFi BTC yield?+

CeFi platforms (Binance, Nexo, Kraken) hold your crypto and pay interest — simpler but custodial. DeFi protocols (Aave, Morpho) use smart contracts where you always control your funds. DeFi generally offers higher rates but requires a Web3 wallet.

How is BTC APY calculated?+

APY accounts for compound interest — earning interest on your interest. It reflects your actual return over a full year. Most DeFi protocols compound continuously. APY is always slightly higher than APR for the same underlying rate.

What is the minimum amount to earn BTC yield?+

Minimums vary by platform. On DeFi protocols like Aave, you can start with any amount (Ethereum gas fees make small amounts uneconomical). On CeFi platforms, minimums are typically 1 USDC or 0.001 BTC. For small amounts, use Polygon or Arbitrum to avoid high gas fees.

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