Bitcoin

BTC

$60,774▼ 3.86%MCap: $1.22T

Best APY

8.53%

chainflip-amm

Avg APY

2.29%

18 platforms

BEST TODAYchainflip-ammMedium

APY

8.53%

TVL

$3.3M

Go to chainflip-amm

APY History — chainflip-amm (30 days)

Historical yield rate for the top BTC pool

Best Ways to Earn BTC

18 platforms · DeFi live · CeFi updated weekly

#	Platform	Type	APY	Risk	Lockup	TVL
1	CH chainflip-ammBest Bitcoin	Savings	8.53% 30d: 12.20%	Medium	Flexible	$3.3M	Go
2	GM gmd-protocol Arbitrum	Savings	5.11% 30d: 5.11%	High	Flexible	$222K	Go
3	NE Nexo CeFi Exchange	Savings	3.00% 30d: 3.00%	Medium	Flexible	CeFi	Go
4	BI Binance CeFi Exchange	Savings	2.80% 30d: 2.80%	Medium	Flexible	CeFi	Go
5	KR Kraken CeFi Exchange	Staking	2.60% 30d: 2.60%	Medium	Flexible	CeFi	Go
6	AC accountable Ethereum	Savings	2.53% 30d: 2.53%	Medium	Flexible	$785K	Go
7	EN endur Starknet	Savings	2.49% 30d: 2.65%	Medium	Flexible	$2.4M	Go
8	EN endur Starknet	Savings	2.49% 30d: 2.65%	Medium	Flexible	$291K	Go
9	AC across Ethereum	Savings	2.08% 30d: 2.28%	Medium	Flexible	$8.7M	Go
10	DE deltaprime Arbitrum	Savings	1.54% 30d: 1.70%	Medium	Flexible	$376K	Go
11	EC echelon-market Aptos	Savings	1.51% 30d: 1.96%	Medium	Flexible	$345K	Go
12	ME metrom Katana	Savings	1.48% 30d: 1.54%	Medium	Flexible	$1.6M	Go
13	FU fusion-by-ipor Ethereum	Savings	1.45% 30d: 1.30%	Medium	Flexible	$913K	Go
14	FU fusion-by-ipor Ethereum	Savings	1.37% 30d: 1.26%	Medium	Flexible	$143K	Go
15	EM ember-protocol Sui	Savings	0.68% 30d: 1.88%	Medium	Flexible	$724K	Go
16	DO dolomite Arbitrum	Savings	0.57% 30d: 0.41%	Medium	Flexible	$2.4M	Go
17	HA harvest-finance Arbitrum	Savings	0.51% 30d: 0.37%	Medium	Flexible	$155K	Go
18	FU fusion-by-ipor Arbitrum	Savings	0.51% 30d: 0.37%	Medium	Flexible	$141K	Go

DeFi rates live from DefiLlamaCeFi rates updated weekly

About Earning BTC

Earn interest on your Bitcoin without selling. Compare BTC yield options across trusted platforms. Yields vary based on market conditions, platform risk, and lock-up terms.

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Flexible or fixed terms available

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Risk levels from Low to High

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Minimum amounts vary by platform

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DeFi rates update live · CeFi updated weekly

How to choose

Compare APYs

Higher APY isn't always better — weigh it against risk.

Check risk level

Low risk = established, audited protocols with high TVL.

Review lockup terms

Flexible options let you withdraw anytime.

Check TVL

Above $500M is generally considered more established.

Frequently Asked Questions

Is it safe to earn yield on BTC?+

Earning yield on BTC carries varying levels of risk. DeFi protocols like Aave use audited smart contracts but still carry smart contract risk. CeFi platforms are custodial. Always use established, audited protocols with high TVL and never invest more than you can afford to lose.

What is the best platform to earn BTC yield right now?+

Based on current live data, chainflip-amm offers the highest BTC APY at 8.53% with Medium risk. Rates change constantly — always check current figures above.

What is the difference between CeFi and DeFi BTC yield?+

CeFi platforms (Binance, Nexo, Kraken) hold your crypto and pay interest — simpler but custodial. DeFi protocols (Aave, Morpho) use smart contracts where you always control your funds. DeFi generally offers higher rates but requires a Web3 wallet.

How is BTC APY calculated?+

APY accounts for compound interest — earning interest on your interest. It reflects your actual return over a full year. Most DeFi protocols compound continuously. APY is always slightly higher than APR for the same underlying rate.

What is the minimum amount to earn BTC yield?+

Minimums vary by platform. On DeFi protocols like Aave, you can start with any amount (Ethereum gas fees make small amounts uneconomical). On CeFi platforms, minimums are typically 1 USDC or 0.001 BTC. For small amounts, use Polygon or Arbitrum to avoid high gas fees.

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