CeFi vs DeFi Yield Comparison
Head-to-head comparison of centralized and decentralized crypto yield platforms.
DeFiAvg 3.20%
✓Non-custodial
✓Higher yields
✓Transparent code
✓No KYC required
✗Requires Web3 wallet
✗Smart contract risk
✗Gas fees on Ethereum
✗More technical
CeFiAvg 3.49%
✓Easy to use
✓Customer support
✓No wallet needed
✓KYC = regulated
✗Custodial
✗Lower yields
✗Company risk
✗KYC required
Top DeFi Yields
| # | Platform | Asset | Type | APY | Risk | Lockup | TVL | |
|---|
| 1 | |  STETH | Staking | 30d: 2.46% | Low | Flexible | $13.76B | Go |
| 2 | | | Savings | 30d: 3.63% | Low | Flexible | $6.28B | Go |
| 3 | BI binance-staked-eth Ethereum | | Savings | 30d: 2.49% | Low | Flexible | $5.42B | Go |
| 4 | |  USDC | Savings | 30d: 4.82% | Low | Flexible | $3.09B | Go |
| 5 | | | Savings | 30d: 3.14% | Low | Flexible | $2.75B | Go |
| 6 | | | Savings | 30d: 2.71% | Low | Flexible | $2.70B | Go |
| 7 | | | Savings | 30d: 2.04% | Low | Flexible | $2.10B | Go |
| 8 | | | Savings | 30d: 3.90% | Low | Flexible | $1.80B | Go |
DeFi rates live from DefiLlamaCeFi rates updated weekly Top CeFi Yields
| Platform | Asset | APY | Risk | Lockup |
|---|
| Binance | USDC | 4.20% | Low | Flexible |
| Nexo | USDC | 4.00% | Medium | Flexible |
| Kraken | USDC | 3.35% | Low | Flexible |
| Crypto.com | USDC | 3.60% | Medium | Flexible |
| Binance | BTC | 2.80% | Medium | Flexible |
| Nexo | BTC | 3.00% | Medium | Flexible |